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Year End Money Moves: Are You Ready to Close out 2022?!
Before you ring in 2023 (woot-woot!) let’s take a moment to take a look at our Year End $$ Checklist! Read below for a few things that may apply to you in wrapping up this year as a savvy, money-smart you! Flex Spending Accounts (FSA):If you have a FSA, lucky you! You work hard to…
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Inflation: How You Might Actually Benefit!
As 2022 comes to a close, a few buzzwords come to mind..one of them being INFLATION. Let’s take a moment to get a primer on Inflation, learn how to calculate YOUR Personal Inflation Rate, and see how you might actually benefit financially. Inflation: what is it? If you’re like me (not an advanced economist) you…
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How My HSA Saved Me from Succumbing to Medical Debt this Year!
Since we’re still in Open Enrollment, I just wanted to post a quick personal story of how my Health Savings Account (HSA) really saved me from incurring major medical debt this year! We’ve gone over how the use of Sinking Funds can help us to save up for things all year. This is the strategy…
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ICYMI: Federal Student Loan repayment on pause, again—and a court case battle over Student Loan Forgiveness!
ICYMI: The pause on Federal Student Loan payments has been extended, once again, while President Biden’s Student Loan Forgiveness Executive Order plays out in court. Read below for the history, what’s happening now, and when to expect those payments to resume. History:In March of 2020, the initial pause on Federal Student Loan payments was initiated…
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Attitude of Gratitude
As we gear up to celebrate Thanksgiving this week, let’s touch back on gratitude! Gratitude is one of the most accessible and also the most powerful tools we have in order to reach our money goals and just experience an overall feeling of “everything is going to be ok.” It provides immediate mindset results and…
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Identifying Core Values & Your WHY
Expanding on the recent idea of changing our Money Mindset, let’s look at a couple more tools to use on our journey towards feeling financially confident! When we identify our Core Values and our WHY, we can align our purpose with our decisions and habits.This matters in personal finance because we’re much more likely to…
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Shifting Your Money Mindset from Scarcity to Abundance
Let’s dive in to what it’s means to shift our “Money Mindset” from one of Scarcity to one of Abundance! What is a “Money Mindset”? Your Money Mindset includes your core beliefs about money and your attitudes towards it. These subconscious beliefs could have been developed long ago, and are at the core of every…
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ICYMI: Federal Student Loan Forgiveness Applications are Here!
ICYMI: The Department of Education launched the one-time Federal Student Loan Forgiveness applications on October 17th! Estimated to impact up to 43M borrowers!Read below for a refresher on eligibility requirements and deadlines. The Forgiveness Details–Who is Eligible:Individuals earning $125k/Year or less, or Couples earning $250k/Year or less. The dates they’re looking at to verify income…
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National Domestic Violence Awareness Month: Recognizing Financial Abuse
October is here which brings with it a topic that does not get nearly enough airtime: National Domestic Violence Awareness month.Let’s touch on a few facts about Domestic Abuse and in particular, Financial Abuse. 1 in 3 women will face Domestic Abuse (it’s 1 in 2 for trans folks) and in 99% of those cases,…
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Interpreting and Paying for Medical Bills: Your rights & options!
As Open Enrollment is here, or approaching, for many of us let’s talk about interpreting medical bills! Read below for how to address a medical bill, your rights for appeal, financial aid available, and what to do if you are sent to collections. Step One–Open your Medical Bills and Check for Errors:As tempting as they…
