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ICYMI: New “Trump Accounts” & the $1000 Pilot Savings Program for Kids–Explained!
Key Takeaways When saving for children, your own oxygen mask goes on first. Emergency fund and retirement savings—check those before opening a savings account for your child (unless it’s to be generously funded by others!). Your own financial foundation is the best thing you can model for your kids. You may or may not be…
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You Earned It, You Saved It: Why So Hard to Spend It?
Key Takeaways Watching your savings balance drop can sting, but that discomfort is simply proof of how hard you worked to build it. That’s not a setback, that’s a win. Rebuilding your emergency fund is part of the cycle, not a fresh start from zero. It’s a financial tool that ebbs and flows with life.…
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2 New Ways to Get a Handle on Your Money This Year–That Stick!
Key Takeaways When it comes to facing your money-goals this year, begin with sustainable and bite-sized steps. Identify one financial priority, break it down into a tiny first step, and schedule it like an important appointment. This gentle and intentional approach helps you build momentum without burning out. Take care of you by “paying yourself…
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Envisioning 2026: Allow How You Want to Feel Next Year to Guide What You Do!
Key Takeaways Let your desired feelings guide your path. Instead of setting rigid goals for 2026, start by identifying the emotions you want to experience—whether that’s security, generosity, or feeling supported—and let those feelings guide your very next financial steps. Small, intentional steps create lasting peace of mind and take away one more thing for…
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Preparing Yourself for the Unexpected: Are You Set-up to Handle it?!
Key Takeaways Having an emergency fund in place transforms unexpected expenses from panic-inducing crises into manageable, and a lot less stressful, situations. Fund yourself first, before aggressively paying off debt. Accessible cash prevents you from adding more debt when the inevitable emergency strikes. Know your insurance coverage details and how much it will cost you…
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Does Your Lifestyle Creep = Your Savings Creep? How to Balance that Out!
Lifestyle Creep is real. Lifestyle Creep happens when we make a little more money, and we’re enticed to spend a little more on our “Wants” , or, the fun stuff. In other words, you get a raise, you treat yourself. Then you get used to treating yourself. Suddenly, what was once a treat is now…
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Happy New Year! AND 3 New Considerations for Avoiding Resolution Pitfalls!
It’s a whole new year! It’s a whole new you…maybe? Every year people set out to do many things around this time, and every year many of those same people are no longer doing those things within a matter of weeks…or less. CBS News reported a survey in which “just under 1 in 10 people…
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A Financial Look-back: What Worked & What Do You Want More of Next Year?
As we close out another year, let’s take a quick look-back at what worked for us in 2024! After all, where we cast our focus determines the circumstances and behaviors of our financial lives, and our circumstances reflect the thoughts, beliefs, and feelings we hold as our personal truths. For example, when we exist within…
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Making Life Easier to Pay For in 2025: What You Can Do Now to Set Yourself Up!
As we’re nearing the end of the year, let’s take a look at how you can strategize your Savings this final quarter in order to to make life easier in 2025! Read below for some advice developing your new Savings Plan, and by putting in the work little by little, until year end, optimize for…
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Interest Rate Cuts: What Does This Mean for My Savings Goals?
You probably heard that interest rates are finally starting to tick downward or, more accurately, have ticked downward once recently, with the assumption that more cuts will follow by the end of the year. What do these adjustments mean to your Savings Goals? Read below for what’s up with “The Fed”, and what you can expect to happen…
