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Open Enrollment is Here: A Few Health Insurance Considerations Beyond Price!
Key Takeaways Look Beyond Monthly Premiums Whew! Health insurance is a doozy! We’re all aware that the system is rigged in order to send the profits to the top, and off the back of sick individuals and families, no less. But if we have to play this game, let’s ensure that we’re picking the best…
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Why Now is Not the Time to Fall Behind on Student Loan Payments: How to Prioritize Your Debt!
Let’s be real. Collection of student loan payments has been a complete roller coaster since the beginning of the pandemic, when they were paused by the Trump Administration. The Biden Administration then extended those pauses, introduced new payment options in order to lessen the burden on borrower’s, and then proceeded to soften the on-ramp back…
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ICYMI: Student Loan Payments in Default are Due Again: Know Your Options!
This week, the U.S. Department of Education required borrower’s with student loans in “default” (typically defined as federal student loans that haven’t been paid for 9 months or longer) to begin repayment. Many borrower’s have had their student loan payments in default since as far back as 2020, as result of pandemic relief. This new…
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ICYMI: Student Loan Borrowers on the SAVE Plan Temporarily Have No Payments Due!
A quick update on student loan forgiveness, containing especially crucial news for borrowers who are enrolled in “SAVE”, the income driven repayment plan! Essentially, this particular plan has been blocked by the courts and there are no payments due at this time, nor will any interest accrue while the administrative stay is in place. Read…
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ICYMI: A Student Loan Forgiveness Deadline is Extended!
Attention Student Loan Borrower’s! If you have long-term student loan debt (including even some loans that were private when you purchased them!) and have yet to take advantage of the new opportunities for debt forgiveness, this post is for you! ICYMI: The Biden Administration announced today that they would be extending an important deadline related…
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ICYMI: A Student Debt Reminder! Additional Opportunities for Loan Forgiveness Expire Soon!
Just a quick ICYMI; there is an important deadline on the horizon for federal student loan borrowers! The What: Borrowers who are looking for either a lower monthly payment, loan forgiveness, or both, have until April 30th 2024 to consolidate their loans. By consolidating before the deadline (or at least having their application submitted) they will be…
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ICYMI: New Student Loan Forgiveness for SAVE Plan Borrower’s!
Calling all Student Loan borrower’s with Undergraduate debt! Another roll-out of Student Loan Forgiveness is happening! If you’ve been paying on your Student Loans for at least 10 years, and you’re on an Income Driven Repayment Plan (IDR), read below to find out if you’re eligible! A Refresher on SAVE: The Saving on a Valuable…
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ICYMI: Another New Option for Discharging Student Loan Debt–A Bankruptcy Update!
When it comes to methods for eliminating Student Debt, another new policy is gaining steam! In November of 2022, The Biden Administration offered a new path for those filing bankruptcy that essentially makes it a little bit easier for Student Loan debt to be discharged. This is huge news, because, for the last several decades…
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An Option for Student Loan Borrowers in Default: Time-Sensitive!
As we’ve been hearing recently, Federal student loan interest recently began accruing again for the first time since 2020, and payments will be due again in October. We now know about a new option for borrowers to possibly lower their payments, the new income-driven repayment plan called “SAVE”, as well as a couple of different…
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Student Loan Payments Resume Again Soon: A Borrower’s To-do List!
Let’s talk getting back into the student-loan-payment mindset! What We Know: Payments on Federal Undergraduate and Graduate Student Loans have been in “forbearance” (meaning “paused” due to the hardship of the Pandemic) and not accumulating any interest since March of 2020. If you have been making your payments all along—congrats! Your balance could be much…
Unlocking Abundance 