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You Earned It, You Saved It: Why So Hard to Spend It?
Key Takeaways When Spending Your Own Money Freaks You Out I get it. We work so hard to create our own financial security that when the time (inevitably) comes that we must use our own “emergency fund”, it can feel less than desirable. I recently had my own oh, shit season where unforeseen car, body…
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Why Now is Not the Time to Fall Behind on Student Loan Payments: How to Prioritize Your Debt!
Let’s be real. Collection of student loan payments has been a complete roller coaster since the beginning of the pandemic, when they were paused by the Trump Administration. The Biden Administration then extended those pauses, introduced new payment options in order to lessen the burden on borrower’s, and then proceeded to soften the on-ramp back…
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Recovering from Holiday Overspending: How to Make a Pay-off Plan You Can Stick To!
Have you noticed that January can seem EXPENSIVE! Why so? Because we’re receiving so many charges made in December; mainly: holiday gifts and experiences! What comes up for you when you open a bill from the holidays? If you experience some buyer’s remorse, you are not alone. You might even be feeling some regret. One…
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Financial Foundations: A Spending Freeze February Challenge!
On a scale of 1 to 10, how prepared are you for “Worst Case Scenarios”? What if.. –>Your Car Breaks Down? –>You Loose Your Job? –>Someone in Your Household Can No Longer Work, or Needs Care? –>You Have an Unexpected Housing Expense? HerMoney recently quoted a study in which only 44% of Americans say they’d…
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Your Financial Foundation: Small Tweaks, Big Results!
How strong is your Financial Foundation? Our personal-finance lives are made up of a few key areas of day-to-day money management: Income, Spending, Savings and Debt. If you’re finding it’s hard to meet your financial goals, or to get clarity on what is going on with your money, it’s worth taking a look at each…
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Maximizing Credit Card Rewards: Which Card Do I Use for What?
A recent week-long trip to “The Other Coast” was not only a much-needed reset, but an opportunity to share how to maximize your credit card rewards for travel–and any other purchases in general! While “Sinking Funds” were a great tool in saving up for travel costs, a review of which credit card to pull out…
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Money & Romance: Considering Divorce
Continuing down the Money & Romance rabbit hole..what are the financial implications to think about when considering a divorce? Since statistics have shown that, post-divorce, women experience a significantly larger decrease in their standard of living than men (thank you, Wage Gap!) it’s important that they advocate for themselves and their financial outcomes wholeheartedly thru…
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ICYMI: Paid Medical Debt has Left Credit Reports for Good & How You can Increase your Credit Score Right Now!
ICYMI, as an update to a prior post, as of April of this year, paid medical debt is no longer allowed to continue to be included on our credit reports! This is important because, previously, even paid-off medical debt could affect credit reports (and thus credit scores) by lingering for years! Read below on why this…
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ICYMI: Settled Medical Debt is Leaving Credit Reports!
Touching on “The Privilege of Paying for our Health” last week brought me a to a new update in the medical/financial realm: Settled Medical Debt is leaving Credit Reports starting this month! This is huge, as Medical Bills are not only the current #1 cause of bankruptcy, but even if they were eventually paid, they…
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Credit Card Debt: A Deeper Dive in Balance Transfers
While we’re on the credit-card debt pay-off tip lately, let’s take a deeper dive into Balance Transfers! Specifically: how they work and what to look for if you’re considering a balance transfer in order to pay down credit card debt. How They Work: A Balance Transfer is an offer some credit cards use in order…
Unlocking Abundance 