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Surviving Covid (or any Health Crisis) Financially Intact!
As I emerge from the Covid quarantine bubble..I’ve got money & health on the brain! My personal experience with Covid these past couple of weeks (aside from feeling like I’d been hit by a truck!) took me away from my main source of income for several days and, I’m lucky enough to say, did not…
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Credit Card Debt: A Deeper Dive in Balance Transfers
While we’re on the credit-card debt pay-off tip lately, let’s take a deeper dive into Balance Transfers! Specifically: how they work and what to look for if you’re considering a balance transfer in order to pay down credit card debt. How They Work: A Balance Transfer is an offer some credit cards use in order…
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Why You May See a Dip in Credit Score at Debt Payoff—Don’t Panic!
If you’ve been paying attention to the last few posts, it’s been a debt-payoff/credit-score-boost focus. For those of you paying down debt, keep it up! For those of you paying down debt with the intention of making a new purchase afterwards, read below for the little-known reality that your credit score may actually take a…
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Credit Card Debt Payoff Hack!
As an extension of last week’s Student Loan Payoff Hack, let’s pivot to Consumer Debt! We’re all familiar with pesky credit card debt. Read below for some Consumer Credit Card Debt stats, followed by some tangible tips to pay down your debt faster, and even increase your credit score while doing it! The Data: The…
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Student Loan Debt Payoff Hack!
Anyone up for paying down your Student Loans a little faster? If you have Student Loan debt, and you’d like to watch it disappear a little bit quicker, then this hack is for you! The Hack: Make Biweekly Payments on Your Student Loans. How to do it: Take your monthly payment and cut that amount…
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Asian American and Pacific Islander Heritage Month! Unique obstacles, challenges and solutions
If you didn’t know, May is Asian American and Pacific Islander Month! Let’s take a brief dive into not only the wealth gap that exists within this group itself, but some unique challenges facing Asian Americans on the financial front. There are many different nationalities that fall into the Asian American group: the top 7…
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TurboTax Settlement: Get Yours!
ICYMI (In Case You Missed it) Intuit who owns TurboTax agreed on May 4th to pay $141Million in restitution to 4.4Million “low income customers” who were erroneously charged using the TurboTax Free Edition. If you use Turbo Tax, read below for all the details in case you might qualify for some restitution! Who is Impacted:…
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Student Loan Debt & Millennials!
Let’s talk Student Loan Debt and specifically how it affects building wealth! A comment last week by a colleague at Reach Your Goals Personal Finance Coaching got me thinking about how Student Loan Debt is affecting Net Worth, particularly among young people. As of 2018, outstanding student loan debt in the US surpassed $1.48T. Read…
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Financial Basics!
Since April is Financial Literacy Month, I thought we’d throw down with some Financial Basics. Below are a few kernels of knowledge we ideally would have been taught in public school, had financial literacy been mandated, ahem. Alas, instead we get to “celebrate” ‘Financial Literacy Month’ every April, as of 2004. Here we go! Know…
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A Credit-Score-Building Hack!
Let’s cap off our Credit Report & Credit Score series with a unique Credit Score Building Hack ala The Budgetnista! Tiffany Aliche, aka The Budgetnista, is by far one of my favorites to follow/read/get inspired by regarding personal finance because of her fun spirit, intelligence, and relatability. Also, she started out like me: helping friends…
