• ICYMI: Student Loan Payments in Default are Due Again: Know Your Options!

    This week, the U.S. Department of Education required borrower’s with student loans in “default” (typically defined as federal student loans that haven’t been paid for 9 months or longer) to begin repayment. Many borrower’s have had their student loan payments in default since as far back as 2020, as result of pandemic relief. This new…

  • Does Your Lifestyle Creep = Your Savings Creep? How to Balance that Out!

    Lifestyle Creep is real. Lifestyle Creep happens when we make a little more money, and we’re enticed to spend a little more on our “Wants” , or, the fun stuff. In other words, you get a raise, you treat yourself. Then you get used to treating yourself. Suddenly, what was once a treat is now…

  • Feeling Powerless? How to Intentionally Use What You Actually Have—for Good!

    Feeling a little overwhelmed, perhaps? Experiencing repetitive bouts of news-whiplash? Or, how about feeling hopeless around how you can actually break through all of the noise and make a difference in the direction of positivity? First, give yourself a break. Accept the situation that we are all being flooded with unreasonable amounts of new and…

  • Open Enrollment is Now! How Do I Choose the Right Plan for Me?

    It’s that time of year when we get to choose our healthcare coverage for 2025, otherwise known as Open Enrollment. For a limited time, we can review the options available, understand the upcoming changes, and decide what will work best for us. Read below for an overview of options for Washingtonians: Individual Plans, including new…

  • Celebrating Independence! How Financially Independent are You?

    Hoping everyone had a fun, safe and healthy 4th of July! Along with celebrating our National Independence, how about touching on the importance of becoming financially independent?! There are many reasons that financial independence is crucial to living a balanced, autonomous and functional life. Below, we will explore a couple of those relating to living debt-free and our…

  • Women’s History Month: The Status of Equal Pay

    March is Women’s History Month, and ICYMI, Equal Pay Day fell on March 12th this year. (That’s 2 days earlier than last year, so..yay, progress?) At this rate, though, it’s been calculated that equal pay might have a chance of being obtained by year 2124, or later. Ugh. Read below for the status of Equal…

  • It’s Tax Time: How Can I Owe Less?

    Last week we went over your Tax Filing Checklist in order to get organized for filing this year, but some people might also want to know..how can I lower my taxes? Read below for a few, and perhaps, lesser-known ways to lower your tax liability! As always, not tax advice—just some friendly financial literacy! If…

  • It’s Tax Time: A Filing Checklist!

    It’s that time again! The IRS officially opened their doors to accept your 2023 tax returns on Jan 29 of this year! Read below for your Filing Checklist—as usual, not tax advice, just some friendly reminders! Tax Year 2023 Filing Checklist: Identify Big Life Changes and How They Might Affect Your Tax Liability –Got Married/Divorced…

  • You Are Your Own Valentine: Are You Earning Your Worth?

    With Valentine’s Day creeping up this week, it might be a good time to revisit how money impacts relationships. Money is one of the most taboo topics on Earth, and it can be really, really, challenging to talk about with anyone, let alone those closest to us. We discussed some of the ways to approach finances…

  • Your Financial Foundation: Small Tweaks, Big Results!

    How strong is your Financial Foundation? Our personal-finance lives are made up of a few key areas of day-to-day money management: Income, Spending, Savings and Debt.  If you’re finding it’s hard to meet your financial goals, or to get clarity on what is going on with your money, it’s worth taking a look at each…