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Making “Cents” of the Silicon Valley Bank Failure and How Much (and how little) You Should Care!
Whew! What a week of some uncommon flux in the banking sector—a spot we’ve all collectively come to trust as “the place” to house our money! Read below for a brief history on how banks actually operate, and what went down at Silicon Valley Bank (SVB). Most importantly, find out the lesson we can all…
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ICYMI: The IRS is Available Weekends to Assist with Taxes In-person, Plus a Note on Avoiding Penalties!
ICYMI: If you need in-person help from the IRS, in a rare occurrence, they are opening up on a few Saturdays, walk-in’s welcome! This is an opportunity to ask questions, resolve complex tax issues, or receive assistance on any questions you have for the IRS. To be clear, the IRS will not prepare your tax return…
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ICYMI: Happy Black History Month, and the Biden Administration Makes Homeownership a Little More Accessible!
As we wrap up February, including Black History Month, ICYMI, there was some new legislation released this month that will help to cut costs for Home Buyers using FHA Loans! Read below for more info on what this means, who is impacted the most, and how this ties into the Racial Homeownership Gap. What are…
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Entrepreneurs & Independent Contractors: Let’s Talk Tax Obligations!
Recently, we touched on how to ready ourselves for taxes! Specifically, filing taxes for Individuals. Let’s talk tax obligations for Entrepreneurs and Independent Contractors! Whether you’re already an entrepreneur, thinking about the gazillion opportunities popping up lately for independent contractors (gig-economy, anyone?), or even dipping your toe into these territories as a side hustle, you’ll…
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Managing Your Money in Love: The Tactical & the Touchy-Feely!
Since both societal convention and Hallmark have told us that “love is in the air” this month, let’s use this time to talk about money in our intimate relationships! We all know that money happens to be one of the top reasons relationships suffer, and also a leading cause of divorce. A study by Personal…
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It’s Tax Time! What’s New Filing Tax Year 2022!
If you have taxes on the brain right now, you’re not alone! The IRS officially opened their doors to process Tax Year 2022 returns on January 23. This year, we have until April 18th to get our taxes done. Although I am a certified Volunteer Income Tax Assistance (VITA) tax preparer, I am not a Tax…
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ICYMI: The Working Families Tax Credit, a new option for Washingtonians!
In case you missed it, Washingtonians may be eligible for a new, state-level, tax credit this year! The Working Families Tax Credit is a new tax refund for working (in Tax Year 2022) individuals/families, through the WA State Dept of Revenue. It is income and family-sized based. Applications open February 1, 2023. Read below for…
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Getting Your S.H.I.T Together in 2023! (Savings, Housing, Income & Taxes)
Welcome to getting your S.H.I.T together in 2023! No, the other (financially specific) S.H.I.T: Savings, Housing, Income & Taxes. Let’s do this! Savings: Do an audit: identify what’s coming in and what’s going out monthly, also known as creating a Spending Plan (or a Budget but that sounds so restrictive! The purpose here is YOU are telling…
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ICYMI: Secure Act 2.0 and How it Affects Your Ability to Save for Retirement!
ICYMI just before closing out 2022, congress passed The Securing a Strong Retirement Act (otherwise known as the “Secure Act 2.0”) as an expansive sequel to The Secure Act of 2019 which was designed make saving for retirement easier. Before you start thinking, “This blog post is not for me; I don’t have any money…
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Money Mindset 2023: Building on Last Year’s Successes!
Happy New Year! New year.. new you? Not necessarily. What would it be like to build on our successes moving forward rather than focusing on our failures and the things we want to change? In other words, identify what went right and double down on that! Goal setting is often expected this time of year…
