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Managing Your Money in Love: The Tactical & the Touchy-Feely!
Since both societal convention and Hallmark have told us that “love is in the air” this month, let’s use this time to talk about money in our intimate relationships! We all know that money happens to be one of the top reasons relationships suffer, and also a leading cause of divorce. A study by Personal…
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It’s Tax Time! What’s New Filing Tax Year 2022!
If you have taxes on the brain right now, you’re not alone! The IRS officially opened their doors to process Tax Year 2022 returns on January 23. This year, we have until April 18th to get our taxes done. Although I am a certified Volunteer Income Tax Assistance (VITA) tax preparer, I am not a Tax…
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ICYMI: The Working Families Tax Credit, a new option for Washingtonians!
In case you missed it, Washingtonians may be eligible for a new, state-level, tax credit this year! The Working Families Tax Credit is a new tax refund for working (in Tax Year 2022) individuals/families, through the WA State Dept of Revenue. It is income and family-sized based. Applications open February 1, 2023. Read below for…
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Getting Your S.H.I.T Together in 2023! (Savings, Housing, Income & Taxes)
Welcome to getting your S.H.I.T together in 2023! No, the other (financially specific) S.H.I.T: Savings, Housing, Income & Taxes. Let’s do this! Savings: Do an audit: identify what’s coming in and what’s going out monthly, also known as creating a Spending Plan (or a Budget but that sounds so restrictive! The purpose here is YOU are telling…
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ICYMI: Secure Act 2.0 and How it Affects Your Ability to Save for Retirement!
ICYMI just before closing out 2022, congress passed The Securing a Strong Retirement Act (otherwise known as the “Secure Act 2.0”) as an expansive sequel to The Secure Act of 2019 which was designed make saving for retirement easier. Before you start thinking, “This blog post is not for me; I don’t have any money…
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Money Mindset 2023: Building on Last Year’s Successes!
Happy New Year! New year.. new you? Not necessarily. What would it be like to build on our successes moving forward rather than focusing on our failures and the things we want to change? In other words, identify what went right and double down on that! Goal setting is often expected this time of year…
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Year End Money Moves: Are You Ready to Close out 2022?!
Before you ring in 2023 (woot-woot!) let’s take a moment to take a look at our Year End $$ Checklist! Read below for a few things that may apply to you in wrapping up this year as a savvy, money-smart you! Flex Spending Accounts (FSA):If you have a FSA, lucky you! You work hard to…
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Inflation: How You Might Actually Benefit!
As 2022 comes to a close, a few buzzwords come to mind..one of them being INFLATION. Let’s take a moment to get a primer on Inflation, learn how to calculate YOUR Personal Inflation Rate, and see how you might actually benefit financially. Inflation: what is it? If you’re like me (not an advanced economist) you…
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How My HSA Saved Me from Succumbing to Medical Debt this Year!
Since we’re still in Open Enrollment, I just wanted to post a quick personal story of how my Health Savings Account (HSA) really saved me from incurring major medical debt this year! We’ve gone over how the use of Sinking Funds can help us to save up for things all year. This is the strategy…
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ICYMI: Federal Student Loan repayment on pause, again—and a court case battle over Student Loan Forgiveness!
ICYMI: The pause on Federal Student Loan payments has been extended, once again, while President Biden’s Student Loan Forgiveness Executive Order plays out in court. Read below for the history, what’s happening now, and when to expect those payments to resume. History:In March of 2020, the initial pause on Federal Student Loan payments was initiated…
Unlocking Abundance 