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You Earned It, You Saved It: Why So Hard to Spend It?
Key Takeaways When Spending Your Own Money Freaks You Out I get it. We work so hard to create our own financial security that when the time (inevitably) comes that we must use our own “emergency fund”, it can feel less than desirable. I recently had my own oh, shit season where unforeseen car, body…
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Preparing Yourself for the Unexpected: Are You Set-up to Handle it?!
Key Takeaways How prepared are you? Picture this: it’s the end of a loooong work day. It’s also (of course!) one of those hottest days approaching the end of summer. You’re so ready to get to that refreshing beverage with a friend after work. Instead…you get out to your car and you find it all…
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Why Now is Not the Time to Fall Behind on Student Loan Payments: How to Prioritize Your Debt!
Let’s be real. Collection of student loan payments has been a complete roller coaster since the beginning of the pandemic, when they were paused by the Trump Administration. The Biden Administration then extended those pauses, introduced new payment options in order to lessen the burden on borrower’s, and then proceeded to soften the on-ramp back…
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Ever Feel Like Money is Slipping Through Your Fingers? 4 Areas You Might be Spending Unintentionally!
Have you ever felt like you should have more in your checking account? Where is your money actually going?! Intentionality is huge when gaining clarity around, and feeling good about, our spending. Read below for a few places to look… Lack of Awareness: In personal finance, we’re all for automation. It really works to “set-it…
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Feeling Powerless? How to Intentionally Use What You Actually Have—for Good!
Feeling a little overwhelmed, perhaps? Experiencing repetitive bouts of news-whiplash? Or, how about feeling hopeless around how you can actually break through all of the noise and make a difference in the direction of positivity? First, give yourself a break. Accept the situation that we are all being flooded with unreasonable amounts of new and…
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Recovering from Holiday Overspending: How to Make a Pay-off Plan You Can Stick To!
Have you noticed that January can seem EXPENSIVE! Why so? Because we’re receiving so many charges made in December; mainly: holiday gifts and experiences! What comes up for you when you open a bill from the holidays? If you experience some buyer’s remorse, you are not alone. You might even be feeling some regret. One…
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How Can I Maximize My Tax Refund? Reducing Debt vs. Investing vs. Boosting Savings!
The average tax refund this year was over $3k, and that has increased from last year! That is some impactful money! What did you, or will you do, with yours? If you are interested in making the greatest impact, read below for a few guidelines around whether to pay off debt, invest, or put your…
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Financial Foundations: A Spending Freeze February Challenge!
On a scale of 1 to 10, how prepared are you for “Worst Case Scenarios”? What if.. –>Your Car Breaks Down? –>You Loose Your Job? –>Someone in Your Household Can No Longer Work, or Needs Care? –>You Have an Unexpected Housing Expense? HerMoney recently quoted a study in which only 44% of Americans say they’d…
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Your Financial Foundation: Small Tweaks, Big Results!
How strong is your Financial Foundation? Our personal-finance lives are made up of a few key areas of day-to-day money management: Income, Spending, Savings and Debt. If you’re finding it’s hard to meet your financial goals, or to get clarity on what is going on with your money, it’s worth taking a look at each…
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Avoid Increasing Your Debt this Holiday Season: Use a Sinking Fund!
Expanding on last week’s idea around increasing savings during a time of high interest rates as a way to decrease credit card debt (again, high interest rates!) segues perfectly into using Sinking Funds as a way to prepare for holiday spending! The Holidays are the one time of year we can guarantee to see an increase in spending. The…
Unlocking Abundance 