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Preparing Yourself for the Unexpected: Are You Set-up to Handle it?!
Key Takeaways How prepared are you? Picture this: it’s the end of a loooong work day. It’s also (of course!) one of those hottest days approaching the end of summer. You’re so ready to get to that refreshing beverage with a friend after work. Instead…you get out to your car and you find it all…
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Feeling Powerless? How to Intentionally Use What You Actually Have—for Good!
Feeling a little overwhelmed, perhaps? Experiencing repetitive bouts of news-whiplash? Or, how about feeling hopeless around how you can actually break through all of the noise and make a difference in the direction of positivity? First, give yourself a break. Accept the situation that we are all being flooded with unreasonable amounts of new and…
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Celebrating Independence! How Financially Independent are You?
Hoping everyone had a fun, safe and healthy 4th of July! Along with celebrating our National Independence, how about touching on the importance of becoming financially independent?! There are many reasons that financial independence is crucial to living a balanced, autonomous and functional life. Below, we will explore a couple of those relating to living debt-free and our…
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How Can I Maximize My Tax Refund? Reducing Debt vs. Investing vs. Boosting Savings!
The average tax refund this year was over $3k, and that has increased from last year! That is some impactful money! What did you, or will you do, with yours? If you are interested in making the greatest impact, read below for a few guidelines around whether to pay off debt, invest, or put your…
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Financial Foundations: A Spending Freeze February Challenge!
On a scale of 1 to 10, how prepared are you for “Worst Case Scenarios”? What if.. –>Your Car Breaks Down? –>You Loose Your Job? –>Someone in Your Household Can No Longer Work, or Needs Care? –>You Have an Unexpected Housing Expense? HerMoney recently quoted a study in which only 44% of Americans say they’d…
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ICYMI: Fed Leaves Interest Rates Unchanged: What Should I Do Now in Regards to My Debt?
ICYMI, the “Fed” (aka Federal Reserve who sets the prime interest rates and basically regulates all things finance in the US) announced last week that the rising interest rates we’ve all been experiencing lately will take a pause. What Does this Mean for Me and My Debt? It may be a good time to prioritize…
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Money & Romance: Post-Divorce
We talked about what to consider before divorce, as well as navigating divorce. Now, let’s touch on a few things to do coming out the other side, in order to move forward with confidence and a financial plan intact! According to statistics, divorce can result with women experiencing a 27% financial decline, while men sometimes actually experience a…
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Bank Failure Follow-up: How Secure are You Feeling?
In the wake of bank failures recently, how secure are you feeling with regards to your money? Read below for a touch on your options when it comes to insurance at your institution, as well as a refresher on low-risk options to stash away your cash, for use when things get tight. Find out how…
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Getting Your S.H.I.T Together in 2023! (Savings, Housing, Income & Taxes)
Welcome to getting your S.H.I.T together in 2023! No, the other (financially specific) S.H.I.T: Savings, Housing, Income & Taxes. Let’s do this! Savings: Do an audit: identify what’s coming in and what’s going out monthly, also known as creating a Spending Plan (or a Budget but that sounds so restrictive! The purpose here is YOU are telling…
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ICYMI: Secure Act 2.0 and How it Affects Your Ability to Save for Retirement!
ICYMI just before closing out 2022, congress passed The Securing a Strong Retirement Act (otherwise known as the “Secure Act 2.0”) as an expansive sequel to The Secure Act of 2019 which was designed make saving for retirement easier. Before you start thinking, “This blog post is not for me; I don’t have any money…
Unlocking Abundance 