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ICYMI: Student Loan Payments in Default are Due Again: Know Your Options!
This week, the U.S. Department of Education required borrower’s with student loans in “default” (typically defined as federal student loans that haven’t been paid for 9 months or longer) to begin repayment. Many borrower’s have had their student loan payments in default since as far back as 2020, as result of pandemic relief. This new…
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Does Your Lifestyle Creep = Your Savings Creep? How to Balance that Out!
Lifestyle Creep is real. Lifestyle Creep happens when we make a little more money, and we’re enticed to spend a little more on our “Wants” , or, the fun stuff. In other words, you get a raise, you treat yourself. Then you get used to treating yourself. Suddenly, what was once a treat is now…
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Prepping Your Taxes: Are You Ready?!
It’s that time of year again..you may have seen your W-2 in the mail recently (it and 1099’s were due to you by Jan 31!) signaling that the countdown to file tax year 2024 has begun! It’s tricky, we file in 2025, but all of the information you are responsible for gathering took place in 2024.…
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Using Spring Energy to Get Going! Which Motivation Type Are You?
Spring is here! This is the time of year we can really draw from that new-growth energy in order to get a little extra motivation on our money-moves and meeting our goals! We often read about “Spring Cleaning”, right? Clearing out the clutter at home, getting our “financial house” in order, maybe, money-wise. This Spring,…
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It’s Tax Time: How Can I Owe Less?
Last week we went over your Tax Filing Checklist in order to get organized for filing this year, but some people might also want to know..how can I lower my taxes? Read below for a few, and perhaps, lesser-known ways to lower your tax liability! As always, not tax advice—just some friendly financial literacy! If…
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It’s Tax Time: A Filing Checklist!
It’s that time again! The IRS officially opened their doors to accept your 2023 tax returns on Jan 29 of this year! Read below for your Filing Checklist—as usual, not tax advice, just some friendly reminders! Tax Year 2023 Filing Checklist: Identify Big Life Changes and How They Might Affect Your Tax Liability –Got Married/Divorced…
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Your Financial Foundation: Small Tweaks, Big Results!
How strong is your Financial Foundation? Our personal-finance lives are made up of a few key areas of day-to-day money management: Income, Spending, Savings and Debt. If you’re finding it’s hard to meet your financial goals, or to get clarity on what is going on with your money, it’s worth taking a look at each…
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Closing Out 2023: Your Year-End Money Moves!
It’s time to close out 2023 (!!!) and with that comes some money moves and/or opportunities for review! Read below for a few time-sensitive checklist items you may need to take advantage of right now! Reminder: not tax advice, just some friendly financial literacy. Spend Your Flex Spending Accounts (FSA): Here is a refresher on…
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Getting Started Investing: Some Common Terminology!
We’ve talked about the different types of investment accounts one might choose, and the importance of getting started now rather than later. Once you do start dabbling in investing (whoo-hoo! go, you!) you may come up against some terms that might sound completely foreign. There is a belief that this is all done on purpose…
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Getting Started Investing: Understanding the Basics!
If you’re feeling overwhelmed by investing, you’re certainly not alone..it’s almost as if it’s designed to be confusing and therefore we must all either (a)pay someone a lot of money to either explain it to us or manage it for us, or (b)be left out of the investment world all together, missing out on potentially…
Unlocking Abundance 