• ICYMI: A New Student Loan Repayment Option that Could Significantly Lower Your Monthly Payments!

    Student loan payments, which have been on pause and accruing no interest since early 2020 at the start of the pandemic, are about to start accruing interest again as soon as September. Payments will be required again in October. ICYMI, there is a new Income-Driven Repayment Plan option, called Saving on a Valuable Education (SAVE)…

  • ICYMI: $39B in Student Loan Debt Cancelled!

    By now we have probably all heard the news that President Biden’s most-recent Student Loan Forgiveness policy was blocked by the Supreme Court but, ICYMI, on Friday July 14th the Administration made a new announcement regarding an update to another route to student debt forgiveness! It was announced that a sweeping over-haul will be made…

  • ICYMI: Student Loan Debt Forgiveness Blocked by The Supreme Court!

    ICYMI: On Friday, June 30th, the Supreme Court ruled (6-3) that President Biden overstepped presidential authority with his previous policy to forgive student loan debt. Hope is not completely lost. As reported in The New York Times, ““Today’s decision has closed one path,” Mr. Biden said, adding that he had directed his education secretary to…

  • Debt Ceiling Decisions Made & A Refresher on (Like it or Not) How our Money Plays a Huge Part!

    Following up on a recent post, let’s take a look at how the Debt Ceiling issue shook out! Read below for a reminder of the options available, what actions were taken by our leaders in government, and (most importantly) how we all, as laborers in the US, help fund these decisions.  As previously discussed, the…

  • ICYMI: Secure Act 2.0 and How it Affects Your Ability to Save for Retirement!

    ICYMI just before closing out 2022, congress passed The Securing a Strong Retirement Act (otherwise known as the “Secure Act 2.0”) as an expansive sequel to The Secure Act of 2019 which was designed make saving for retirement easier. Before you start thinking, “This blog post is not for me; I don’t have any money…

  • ICYMI: Federal Student Loan repayment on pause, again—and a court case battle over Student Loan Forgiveness!

    ICYMI: The pause on Federal Student Loan payments has been extended, once again, while President Biden’s Student Loan Forgiveness Executive Order plays out in court. Read below for the history, what’s happening now, and when to expect those payments to resume. History:In March of 2020, the initial pause on Federal Student Loan payments was initiated…

  • ICYMI: Federal Student Loan Forgiveness Applications are Here!

    ICYMI: The Department of Education launched the one-time Federal Student Loan Forgiveness applications on October 17th! Estimated to impact up to 43M borrowers!Read below for a refresher on eligibility requirements and deadlines. The Forgiveness Details–Who is Eligible:Individuals earning $125k/Year or less, or Couples earning $250k/Year or less. The dates they’re looking at to verify income…

  • Student Loan Debt: Borrowers in default—there’s hope!

    Lately we’ve been on a Student Loan debt roll! So much new information is coming out! Let’s talk about when forbearance ends, who is most vulnerable to default once it does end, and what to do it you were already in default before the recent changes took place–there’s hope! As we know, Student Loan forbearance…

  • Student Loan Debt Forgiveness part II: Time Sensitive!

    Staying on the Student Loan Debt train, I wanted to send out the TIME SENSITIVE Student Loan Forgiveness info below! There are only TWO MONTHS left to apply for a Waiver in the Temporary Public Service Loan Forgiveness (PSLF) Expansion! Also below! Forgiveness opportunities for non-public service workers which require action BY THE END OF…

  • ICYMI: Federal Student Loan Forgiveness!

    BIG news on the Student Loan Debt front! Huge! As in first-time-in-US-History event! President Biden announced on August 24th that $10K in Student Loan Debt would be completely forgiven for individuals who hold Federal Student Loans, and $20K in Student Loan Debt will be completely forgiven for those with debt from PELL Grants.  Student debt, which…