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Domestic Violence Awareness Month: What Does Unsafe Look Like When it Comes to Your Money?
Key Takeaways Financial abuse happens when a partner controls your access to money—like blocking you from bank accounts or making you feel physically or emotionally unsafe talking about finances. Healthy relationships around money look and feel safe and open. You should be able to talk about finances comfortably, have access to your own cash, and…
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Preparing Yourself for the Unexpected: Are You Set-up to Handle it?!
Key Takeaways Having an emergency fund in place transforms unexpected expenses from panic-inducing crises into manageable, and a lot less stressful, situations. Fund yourself first, before aggressively paying off debt. Accessible cash prevents you from adding more debt when the inevitable emergency strikes. Know your insurance coverage details and how much it will cost you…
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Why Now is Not the Time to Fall Behind on Student Loan Payments: How to Prioritize Your Debt!
Let’s be real. Collection of student loan payments has been a complete roller coaster since the beginning of the pandemic, when they were paused by the Trump Administration. The Biden Administration then extended those pauses, introduced new payment options in order to lessen the burden on borrower’s, and then proceeded to soften the on-ramp back…
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Ever Feel Like Money is Slipping Through Your Fingers? 4 Areas You Might be Spending Unintentionally!
Have you ever felt like you should have more in your checking account? Where is your money actually going?! Intentionality is huge when gaining clarity around, and feeling good about, our spending. Read below for a few places to look… Lack of Awareness: In personal finance, we’re all for automation. It really works to “set-it…
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ICYMI: Student Loan Payments in Default are Due Again: Know Your Options!
This week, the U.S. Department of Education required borrower’s with student loans in “default” (typically defined as federal student loans that haven’t been paid for 9 months or longer) to begin repayment. Many borrower’s have had their student loan payments in default since as far back as 2020, as result of pandemic relief. This new…
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Does Your Lifestyle Creep = Your Savings Creep? How to Balance that Out!
Lifestyle Creep is real. Lifestyle Creep happens when we make a little more money, and we’re enticed to spend a little more on our “Wants” , or, the fun stuff. In other words, you get a raise, you treat yourself. Then you get used to treating yourself. Suddenly, what was once a treat is now…
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Feeling Powerless? How to Intentionally Use What You Actually Have—for Good!
Feeling a little overwhelmed, perhaps? Experiencing repetitive bouts of news-whiplash? Or, how about feeling hopeless around how you can actually break through all of the noise and make a difference in the direction of positivity? First, give yourself a break. Accept the situation that we are all being flooded with unreasonable amounts of new and…
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Prepping Your Taxes: Are You Ready?!
It’s that time of year again..you may have seen your W-2 in the mail recently (it and 1099’s were due to you by Jan 31!) signaling that the countdown to file tax year 2024 has begun! It’s tricky, we file in 2025, but all of the information you are responsible for gathering took place in 2024.…
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Recovering from Holiday Overspending: How to Make a Pay-off Plan You Can Stick To!
Have you noticed that January can seem EXPENSIVE! Why so? Because we’re receiving so many charges made in December; mainly: holiday gifts and experiences! What comes up for you when you open a bill from the holidays? If you experience some buyer’s remorse, you are not alone. You might even be feeling some regret. One…
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Happy New Year! AND 3 New Considerations for Avoiding Resolution Pitfalls!
It’s a whole new year! It’s a whole new you…maybe? Every year people set out to do many things around this time, and every year many of those same people are no longer doing those things within a matter of weeks…or less. CBS News reported a survey in which “just under 1 in 10 people…
