Author: Liesha Haas, AFC® Accredited Financial Counselor & Coach
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An Excellent Tool for Your Savings Goals: Sinking Funds!
What is a good way to pay for Summer Travel..or any short-term Savings Goal? Use something called Sinking Funds! If you’re unfamiliar, “Sinking Funds” is a term that comes from the corporate business world and is essentially a way of splitting a financial goal up into manageable chunks. This is also a good one to…
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Summer Travel Hacks!
With this mini heat-wave we’re experiencing right now in Seattle, it finally feels LIKE SUMMER IS HERE! Let’s talk paying for Summer Travel! Read below for a few tips on doing Summer Travel right. As temps keep climbing, you may have noticed so do the prices on everything lately, leaving 69% of people who had…
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ICYMI: Settled Medical Debt is Leaving Credit Reports!
Touching on “The Privilege of Paying for our Health” last week brought me a to a new update in the medical/financial realm: Settled Medical Debt is leaving Credit Reports starting this month! This is huge, as Medical Bills are not only the current #1 cause of bankruptcy, but even if they were eventually paid, they…
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Surviving Covid (or any Health Crisis) Financially Intact!
As I emerge from the Covid quarantine bubble..I’ve got money & health on the brain! My personal experience with Covid these past couple of weeks (aside from feeling like I’d been hit by a truck!) took me away from my main source of income for several days and, I’m lucky enough to say, did not…
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Credit Card Debt: A Deeper Dive in Balance Transfers
While we’re on the credit-card debt pay-off tip lately, let’s take a deeper dive into Balance Transfers! Specifically: how they work and what to look for if you’re considering a balance transfer in order to pay down credit card debt. How They Work: A Balance Transfer is an offer some credit cards use in order…
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Why You May See a Dip in Credit Score at Debt Payoff—Don’t Panic!
If you’ve been paying attention to the last few posts, it’s been a debt-payoff/credit-score-boost focus. For those of you paying down debt, keep it up! For those of you paying down debt with the intention of making a new purchase afterwards, read below for the little-known reality that your credit score may actually take a…
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Credit Card Debt Payoff Hack!
As an extension of last week’s Student Loan Payoff Hack, let’s pivot to Consumer Debt! We’re all familiar with pesky credit card debt. Read below for some Consumer Credit Card Debt stats, followed by some tangible tips to pay down your debt faster, and even increase your credit score while doing it! The Data: The…
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Student Loan Debt Payoff Hack!
Anyone up for paying down your Student Loans a little faster? If you have Student Loan debt, and you’d like to watch it disappear a little bit quicker, then this hack is for you! The Hack: Make Biweekly Payments on Your Student Loans. How to do it: Take your monthly payment and cut that amount…
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Asian American and Pacific Islander Heritage Month! Unique obstacles, challenges and solutions
If you didn’t know, May is Asian American and Pacific Islander Month! Let’s take a brief dive into not only the wealth gap that exists within this group itself, but some unique challenges facing Asian Americans on the financial front. There are many different nationalities that fall into the Asian American group: the top 7…
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TurboTax Settlement: Get Yours!
ICYMI (In Case You Missed it) Intuit who owns TurboTax agreed on May 4th to pay $141Million in restitution to 4.4Million “low income customers” who were erroneously charged using the TurboTax Free Edition. If you use Turbo Tax, read below for all the details in case you might qualify for some restitution! Who is Impacted:…