Author: Liesha Haas, AFC® Accredited Financial Counselor & Coach

  • ICYMI: Federal Student Loan Forgiveness Applications are Here!

    ICYMI: The Department of Education launched the one-time Federal Student Loan Forgiveness applications on October 17th! Estimated to impact up to 43M borrowers!Read below for a refresher on eligibility requirements and deadlines. The Forgiveness Details–Who is Eligible:Individuals earning $125k/Year or less, or Couples earning $250k/Year or less. The dates they’re looking at to verify income…

  • National Domestic Violence Awareness Month: Recognizing Financial Abuse

    October is here which brings with it a topic that does not get nearly enough airtime: National Domestic Violence Awareness month.Let’s touch on a few facts about Domestic Abuse and in particular, Financial Abuse. 1 in 3 women will face Domestic Abuse (it’s 1 in 2 for trans folks) and in 99% of those cases,…

  • Interpreting and Paying for Medical Bills: Your rights & options!

    As Open Enrollment is here, or approaching, for many of us let’s talk about interpreting medical bills! Read below for how to address a medical bill, your rights for appeal, financial aid available, and what to do if you are sent to collections. Step One–Open your Medical Bills and Check for Errors:As tempting as they…

  • HSA: A Tool for Retirement Savings!

    Since we’ve had Open Enrollment on the mind, let’s take a deeper dive into the Health Savings Account! Specifically, how we can use it as a “look back” in order to reimburse ourselves for old medical expenses, and also as a “look forward” as a tool in order to build wealth for retirement! If you’re…

  • Health Insurance Benefits: FSA vs HSA

    Let’s talk Health Insurance Benefits! It’s nearly that time of year where we sit down and decide our health coverage for next year, otherwise known as Open Enrollment. If you’re lucky enough to have health insurance benefits through your employer, during Open Enrollment, you may be presented with a variety of plans that your company…

  • How the updated WA State Charity Care Law may save you from medical debt!

    Let’s talk medical costs! ICYMI, as of July 1, the Charity Care Law in WA State has been updated to include many more households in eligibility for financial assistance for out-of-pocket medical costs. Half of WA State residents (about 4M people!) are now eligible for free or discounted hospital care. Read below to learn about…

  • Student Loan Debt: Borrowers in default—there’s hope!

    Lately we’ve been on a Student Loan debt roll! So much new information is coming out! Let’s talk about when forbearance ends, who is most vulnerable to default once it does end, and what to do it you were already in default before the recent changes took place–there’s hope! As we know, Student Loan forbearance…

  • Student Loan Debt Forgiveness part II: Time Sensitive!

    Staying on the Student Loan Debt train, I wanted to send out the TIME SENSITIVE Student Loan Forgiveness info below! There are only TWO MONTHS left to apply for a Waiver in the Temporary Public Service Loan Forgiveness (PSLF) Expansion! Also below! Forgiveness opportunities for non-public service workers which require action BY THE END OF…

  • ICYMI: Federal Student Loan Forgiveness!

    BIG news on the Student Loan Debt front! Huge! As in first-time-in-US-History event! President Biden announced on August 24th that $10K in Student Loan Debt would be completely forgiven for individuals who hold Federal Student Loans, and $20K in Student Loan Debt will be completely forgiven for those with debt from PELL Grants.  Student debt, which…

  • New Tax Credits That Are Good for the Environment!

    ICYMI, a new bill called the Inflation Reduction Act was signed into law on 8/16/22. 3/4 of this $437B bill is focused on reducing climate change, making it the largest investment in this area in US history. The Wilderness Society (around since 1935) is calling this bill a “breakthrough” on climate policy. If you’ve been…