Unlocking Abundance

Happy New Year!

New year.. new you?

Not necessarily.

What would it be like to build on our successes moving forward rather than focusing on our failures and the things we want to change?

In other words, identify what went right and double down on that!

Goal setting is often expected this time of year and usually loses steam within a matter of weeks.

Let’s identify what was already working for us and keep moving!

What did you do in 2022 that was successful? Where did you have impact? What do you want more of?

Start small if needed. Financial goals can be anything from tiny to ambitious. What matters is that the goal sits with YOU at your core value level and is structured in a way that actually works for you. If it feels slightly challenging, even better! Productive goals that sit just at the edge of our comfort zones are most likely to provide personal growth.

Goals will and should change along the way. It’s a learning process which revolves around getting to know what works best for you.  

Progress over perfection–every time; a single step in the right direction will get you started.

Read below for a few tips on goal-setting within a forward-thinking money mindset that uses our successes as the momentum to get us what we want this year and beyond!

Developing your Money Mindset for 2023:

1. Take stock of 2022 noting the successes you had, from the littlest and mundane to the big wins, and then visualize what that would look like living your best life in 2023. Identify what it is you want, and (more importantly) make sure it’s within your control.
2. Make it Personal! We’ve talked about how important it is to “identify your WHY“. Intention is everything when it comes to turning our dreams into reality. WHY you’re doing this will keep you on track when you inevitably hit some hard patches this year. Your WHY is your compass, North Star, etc. along your way. 
3. Get specific in your goals and use language that is very clear. The SMART (Specific, Measurable, Achievable, Realistic, and Timely) Goal method has all the parameters to keep you clear of any grey areas. Successful goals do not live in grey areas! Successful goals are clear, concise, as well as measurable to check your progress throughout the year.  
4. Dabble in the visuals and the woo-woo! Create a 2023 money mantra based on how you want to feel and recite it to yourself in present tense. Take a tip from Jim Carrey and write yourself a check in the amount you desire (don’t cash it—hang it somewhere you can see it daily) or maybe print out your loan balances and write “PAID IN FULL” across the front! Whatever tangible thing that brings you motivation—do that!
5. Maths! Once you identify your financial goal, take that number and divide by 12. This is your monthly goal amount. Again, use the SMART Goal parameters and run the “Realistic” and “Achievable” test and see if the number sits right with you. If not, adjust! Again, progress not perfection. No shame.
6. Automate, automate, automate! Consistency is the superpower of reaching any goal and automation is the secret weapon that ensures consistency in the financial realm.  

Changing your mindset from what went wrong last year to what went right, identifying where you want to make a positive financial impact in your life and moving farther in that direction could be really powerful in how this year plays out for you!